Medicare Supplement Plans

Medicare Basics


Original Medicare covers many health care services and supplies, but there are many costs it doesn't cover.  A Medigap policy is health insurance sold by private insurance companies to fill gaps in Original Medicare coverage.


Medigap policies don't work with any other health insurance including:

  • Medicare Advantage Plans
  • Employer/union group coverage
  • Veterans Administration benefits

Medigap policies help pay your share (coinsurance, copayments or deductibles) of the costs of Medicare-covered services.  Some Medigap policies cover certain costs not covered by Original Medicare.


Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as Medicare supplemental insurance.  Medigap insurance companies can only sell you a standardized Medigap policy identified by letters A throught N.


Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it.  Cost is usually the only difference between Medigap policies sold by different insurance companies.


Click here for Medicare information


Compare Medigap Plans in your Area


Are you turning age 65 or want to consider alternatives to your current Medigap plan?


If so, contact us for a free consultation on Medicare Supplement Plan coverages for Original Medicare Part A, Part B and Part D.  We represent major insurance companies offering standardized Medigap coverage for residents of Illinois and Wisconsin.